Why You Need Our Forensic Loan Audit!


Our three step audit process results in the most advanced Forensic Loan Audit in the industry. We begin with highly specialized proprietary software which identifies potential violations and reverse engineer the terms of your loan. Our team of industry experts then review the software findings and perform a detailed manual hand audit. Finally, a comprehensive review is conducted and a detailed report is prepared.


Find Out More About Our Comprehensive Forensic Loan Audit




  • Our Forensic Loan Audit is one of the most helpful tools in negotiating your mortgage payment.
  • An estimated 80% or more of all forensic loan audits on ARM Loans, reveal violations in RESPA (Real Estate Settlement Procedures Act), Predatory Lending, TILA (Truth in Lending Act) and Real Estate/Mortgage Fraud.
  • An overcharge of $35.00 or an 1/8% higher annual percentage rate(APR) than originally disclosed may be a violation of the Truth in Lending Act.
  • Our forensic loan audit usually pays for itself quickly.
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We can Help!

Regardless if you are going to work with a loan modification company, attorney or on your own, you need a forensic loan audit.


 
Level the Playing Field

With the law on your side, your mortgage lender will listen!


When negotiating with your lending institution to reduce your mortgage payment, the deck is stacked against you.

Without the law on your side lenders threaten with:
  • Derogatory Credit Reporting
  • Interest Rate Escalation
  • Penalties and Late Fees
  • Foreclosure

Take control of the negotiation!

When your lender finds out you have our forensic loan audit revealing lending violations, they are often willing to work with you to lower your mortgage payment.


Find Out If Your Loan Contains VIOLATIONS!


If a mortgage loan contains state or federal lending violations, the mortgage is NOT enforceable.

Our forensic loan audit is the most comprehensive analysis in the industry. We search all documents and correspondence for constructive fraud, fraud and negligent misrepresentation, excessive fees, breach of contract and more. Applying the law and regulations at the time the mortgage was signed, we verify compliance with:
  • Truth in Lending Act (TILA)
  • Real Estate Settlement Procedures Act (RESPA)
  • Equal Credit Opportunity Act (ECOA)
  • Home Ownership Equity Protection Act (HOEPA)
  • and more...